Lending USA is an award-winning point-of-need fintech company located in Sherman Oaks, California. It was established in 2015 to provide easy-to-use lending solutions for borrowers and merchants. It offers a seamless financing solution with fast preapproval decisions, high approval rates, low monthly payments, fewer fees, and quicker funding. Additionally, it provides merchant financing for customers from various niche industries, including pet, tax, funeral, health care, medical services, and so on.