OceanFirst Bank is a subsidiary bank of OceanFirst Financial Corp, founded and headquartered in Ocean County, New Jersey. Established in 1902, it offers a wide range of banking products, including online banking, saving and current accounts, mobile banking, personal loans, debit cards, e-banking, mortgage loan, commercial lending, cash management, and insurance services. It is the third largest bank in New Jersey and is well known for its low fees and good customer service.