OneMain Financial is the leader in offering nonprime customers responsible access to credit. It is based in Evansville, Indiana, and is committed to being the partner of choice and empowering its customers to reach a better financial future. It provides critical access to safe, affordable credit options to meet customer needs. It specializes on personal and auto loans and offers the loan at low cost .What sets OneMain financial apart from others is its clear terms, personalized service, fast funding, and no prepayment penalties.