PennyMac is a publicly traded company specializing in mortgage loan origination and servicing. Founded in 2008, the company is headquartered in Westlake Village, California, and operates through its various subsidiaries. Its mission is to make the home loan process simple for customers, with a wide range of loan products and a team of experienced loan officers and support staff dedicated to providing a high level of customer service. Thus, it offers a full menu of loan products, including conventional, FHA, VA, and USDA loans and various refinancing options. In addition to originating and servicing mortgages, it offers mortgage-related securities and various other financial services.