Reliable Credit is an independently owned and operated consumer finance company established in 1958. Headquartered in Milwaukie, Oregon, it originates direct loans, purchases retail installment contracts from approved dealers, and offers insurance products. It provides loans for automobile and furniture purchases, vehicle repairs, vacation and travel, home improvement, and debt consolidation. The best thing about the company is that the loans are provided for people with low credit score and charges no prepayment, origination, or late payment fee.