Best Cash Back Credit Cards

Mar 9, 2022

7

min read

C

ash back credit cards are a great way to save an extra penny in your wallet. However, as one shoe cannot fit all, it is essential to choose the best cash back card which fits your needs and preferences.

Here are some best cash back credit cards you would like to browse before applying for the card :

Blue Cash Preferred Card

Annual Fee

0 $ for first year, $95 afterwards

Cash back rewards rate

1%-6%

Intro offer

$300

Regular APR

13.99% to 23.99

Required Credit score

Good/ Excellent

Product Details

Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases
6% Cash Back on select U.S. streaming subscriptions.
3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
1% Cash Back on other purchases.

APPLY HERE

Wells Fargo Active Cash Card

Annual Fee

0 $

Cash back rewards rate

2%

Intro offer

$200

Regular APR

14.99% to 24.99%

Required Credit score

Good/ Excellent

Product Details

Introductory offer of $200 cash rewards bonus for $1,000 in purchases in the first 3 months
2% cash back rewards on purchases
No annual fee
No expiry date of Cash rewards as long as your account is active.
Up to $600 cell phone coverage against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash Card

APPLY HERE

Chase Freedom Unlimited

Annual Fee

0 $

Cash back rewards rate

1.5%-6.5%

Intro offer

$300

Regular APR

14.99% - 23.74%.

Required Credit score

Good/ Excellent

Product Details

5% cash back on Chase travel purchased through Ultimate Rewards
3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
1.5% cash back on all other purchases.
No minimum to redeem for cash back.
Cash Back rewards do not expire as long as your account is active.
No annual fee
Free access to your latest score, real-time alerts, and more.

APPLY HERE

Citi Custom Cash Card

Annual Fee

0 $

Cash back rewards rate

1%-5%

Intro offer

$200

Regular APR

13.99% - 23.99%

Required Credit score

Good/ Excellent

Product Details

$200 cash back on $750 purchases for first 3 months
No annual fee
No rotating bonus categories
One Citi Custom Cash℠ Card account per person.
1% to 5 % cashback rewards rate

APPLY HERE

Bank of America Customized Cash Rewards Credit Card

Annual Fee

0 $

Cash back rewards rate

1%-3%

Intro offer

$200

Regular APR

13.99% - 23.99%

Required Credit score

Good/ Excellent

Product Details

$200 cash rewards bonus on $1,000 in purchases in the first two month.
2% at grocery stores and wholesale clubs
1% on all other purchases.
Preferred Rewards member can earn 25% - 75% more cash back on every purchase.
No annual fee and no expiration on rewards.
Contactless Cards.

APPLY HERE

Discover it Cash Back Card

Annual Fee

0 $

Cash back rewards rate

1%-5%

Intro offer

Cashback offer

Regular APR

11.99% - 22.99%

Required Credit score

Good/ Excellent

Product Details

Unlimited Cashback
5% cash back on everyday purchases
Unlimited 1% cash back on all other purchases.
Rewards never expire.
Use your rewards at Amazon.com .
No annual fee.

APPLY HERE

Amazon Prime Rewards Visa Signature Card

Annual Fee

0 $ with membership

Cash back rewards rate

1.5%

Intro offer

Amazon gift card

Regular APR

14.24% - 22.24 %

Required Credit score

Good/ Excellent

Product Details

Introductory offer Amazon gift card
5% back at Amazon.com
2% back at restaurants, gas stations, and drugstores
1% back on all other purchases
No minimum rewards balance required to redeem
Use Amazon Rewards to pay for all or part of your purchase

APPLY HERE

Capital One Walmart Rewards Card

Annual Fee

0 $

Cash back rewards rate

1% - 3%

Intro offer

5% cash back for one year

Regular APR

17.99% – 26.99%

Required Credit score

Fair

Product Details

5% cash back in Walmart stores for one year
No annual fee
5% back on Walmart.com & in the Walmart app
2% back on restaurants and travel
1% back everywhere else
Use rewards during checkout at Walmart.com
$0 fraud liability

APPLY HERE

SoFi Credit Card

Annual Fee

0 $

Cash back rewards rate

2%

Intro offer

$100

Regular APR

12.99% - 24.99%

Required Credit score

Good/ Excellent

Product Details

2% unlimited cash back on eligible purchases.
No annual fee.
No foreign transaction fees.
Cell phone protection with insurance coverage up to $1,000.
Mastercard ID Theft Protection

APPLY HERE

TD Double Up Credit Card

Annual Fee

0 $

Cash back rewards rate

1.5%

Intro offer

$150

Regular APR

14.99% - 19.99%

Required Credit score

Good/Excellent

Product Details

$150 Cash Back on $1,000 purchase on first two months
Earn 1% cash back on purchases
Unlimited cash back and no rotating categories
No annual fee

APPLY HERE

Conclusion

There are a variety of cashback cards available, each with its own set of perks. Thus, it is essential to consider several factors before choosing cashback credit cards, such that your benefits outweigh the potential charges.